$84 NCO collection lowers FICO score by over 100 points
It’s incredible that someone with PERFECT credit and one utility collection has the same FICO scores as a person with collections and umpteen discharged accounts a year after filing for bankruptcy in June 09. The bankruptcy court in California was so backed up, it didn’t order the discharge until late December 09. The Trans Union and Equifax scores were above 660 in July 2010.
One $84 utility collection results in the SAME low score, whether paid or not:
NCO utility collection after move lowers FICO scores by over 100 points
Posted by Christine on 07/31/2010 at 12:11 PM
2003 Suit (appealed, Experian filed credit reports on PACER) • Fair Isaac - credit scoring fraudware • Bizarre FICO scores • (0) Comments • Permalink
